A Tribute to Future You

Death and destruction are everywhere. And it Sucks. With a capital S. But what will you do about that? Today’s post is unfortunately partly “inspired” by many recent tragedies. I am almost always one of the most energic, optimistic people in the room at any given time. However, as I work through the process of […]

How Will You Spend Your $1765 Tax Refund?

It’s tax time. Call me a dork, but I love tax time. For some 17 million Canadians, tax time means a big tax refund. In fact, according to the Canadian government, that many tax returns last year resulted in a combined $30 billion of refunds. That’s $1765 on average. So are what you gonna spend […]

What’s With All the Garbage?

There is one particular routine that occurs around the Urbaniak household every 8 days, or so: The city sends us a reminder email around suppertime. My wife and I discuss it then promptly forget about it. At bedtime we say, “Oh shoot – don’t forget that email!” And then comes the mad scramble running through […]

What’s Your Plan, Anyway?

Last week I wrote a bit about figuring out what’s important to you and what you really want. Well, let’s put some meat on those bones as we kick off 2018. Today I’m asking you the question: What’s your plan to get there? I have had the wonderful opportunity to mentor and guide several young […]

What Do You Really Want?

You can’t have it all. There. Some nice encouraging words for the last Thursday morning of the year. I want to do a great job at work; be able to take time off whenever I wish; have time, energy and money to do fun family activities, volunteer, own investment real estate and renovate my house. […]

How Much Will My New Car Really Cost?

A few weeks ago, I posted about how to make great decisions. I even gave plenty of examples. Part of the process was to get the data and crunch the numbers, but sometimes that’s harder than it looks! Today I’m going to provide step-by-step instructions specifically to figure out how much your new car will […]