A Tribute to Future You

Death and destruction are everywhere. And it Sucks. With a capital S. But what will you do about that? Today’s post is unfortunately partly “inspired” by many recent tragedies. I am almost always one of the most energic, optimistic people in the room at any given time. However, as I work through the process of […]

What’s With All the Garbage?

There is one particular routine that occurs around the Urbaniak household every 8 days, or so: The city sends us a reminder email around suppertime. My wife and I discuss it then promptly forget about it. At bedtime we say, “Oh shoot – don’t forget that email!” And then comes the mad scramble running through […]

Why Are You Driving Your Kids to School?

Tell me: Why are you driving your kids to school? It’s too far. It’s cold outside. It’s raining. The path isn’t plowed. You need to get to work, stat. It’s too dangerous for them to walk. Baloney. When I was growing up, Mom often made bologna sandwiches. Yum. Well, not really. I think Dad must […]

Be the Agitator

While walking across the parking lot after work recently, a colleague asked me how my day went. I don’t normally write about work specifically. It’s a dangerous line to cross. In fact, I have many, many interesting things to say that would probably get me into varying degrees of trouble, so I’ll keep my mouth […]

A Tale of Fear, Reverse FOMO and Conquest

This is the first post I ever wrote, about a month before I fired up DeliberateChange.ca™ last November. It’s a little shorter than my usual posts, but nonetheless has some great insight, tips and references. So read on, share, and let me know what you think in the comments! – – I called in sick […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]