Raise Kids Without Spending a Fortune

Raising kids does not have to be a financial disaster. Why? Because kids aren’t expensive. Parents make them expensive. I’m not sure who coined that phrase. I’ve seen variations of it pop up all over the place. But one thing is absolutely certain: Raising kids costs more money than not raising kids. Simply put, there […]

A Tale of Fear, Reverse FOMO and Conquest

This is the first post I ever wrote, about a month before I fired up DeliberateChange.ca™ last November. It’s a little shorter than my usual posts, but nonetheless has some great insight, tips and references. So read on, share, and let me know what you think in the comments! – – I called in sick […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]

Decision-Making Part Deux: Three Real-Life Examples

Since last week, everybody is making great decisions now, right? Ok, I can stop dreaming. The two of you who actually read last week’s post were probably thinking “Ok Engineer-boy, how about some real examples so I can actually follow along and put those ideas into practice?” (That or you bailed ‘cause it was TL;DR…) […]

Goodbye Comfort Zone – Hello Internet!

I hate Facebook. Ok, that’s a lie.  I used to hate Facebook.  I promised anybody who would listen that I would never, ever, ever sign up, let alone share anything publicly.  It was all just a fad and a way for “them” to get all Big Brother on you. Turns out that human beings are […]