Archives for March 2018

How Will You Spend Your $1765 Tax Refund?

It’s tax time. Call me a dork, but I love tax time. For some 17 million Canadians, tax time means a big tax refund. In fact, according to the Canadian government, that many tax returns last year resulted in a combined $30 billion of refunds. That’s $1765 on average. So are what you gonna spend […]

What Will You Do With Your Two Hours?

Does this sound familiar? You’re finally home from work. You’re absolutely exhausted from the daily grind. You’ve been sitting or standing all day. Customers, bosses, and coworkers have been very demanding. Rush hour traffic sucks. You’ve done your best to avoid the parking police while you raced into the school to pick up your kids […]

What’s With All the Garbage?

There is one particular routine that occurs around the Urbaniak household every 8 days, or so: The city sends us a reminder email around suppertime. My wife and I discuss it then promptly forget about it. At bedtime we say, “Oh shoot – don’t forget that email!” And then comes the mad scramble running through […]

Don’t Give 100% at Work

Am I nuts? Why on earth would I ever recommend not giving it your “all” at work? And furthermore, why on earth would I ever publicly denounce giving it your “all” at work? Well, the truth is, I’m not actually recommending that. You see, “don’t give 100%” does not mean don’t give your best effort. […]

Why the Rush? Add Margin to Your Life

Are you that guy zig-zagging through traffic, gunning it off the light in the hopes of making it across town a couple of minutes faster? (I’m ashamed to admit that that’s me sometimes.) Constantly checking emails on your phone even when you’re eating dinner with family or friends? (Definitely won some awards on that one.) […]