Do You Bargain at the Big Box?

Did you know that you can successfully bargain with many different retailers, including those big box chains? But before I get going on how and when to pull it off, I would like to make a case for why you should not bargain with a retailer. I remember discussing these ideas with others at a […]

Should I Buy or Rent a Water Heater?

A recent CBC article and a reader request have got me thinking about water heaters. Water heaters are just the kind of thing that you never seem to think about unless there’s a problem. And then it can range from an annoying First World Problem (no hot water) to a serious issue (lots of water […]

Why and How to Check Your Credit Report for Free

It can be pretty scary how much information “they” know about you, but that you don’t know that they know; so why not level the playing field? I’m talking about checking your credit report. Or more specifically, your credit reports, plural. Did you know that there are two “credit bureaus” in Canada that track your […]

Lowdown on the PC Optimum Merger

You may have heard the news that PC Points and Shoppers Optimum are merging as of Feb 1, 2018. I’ve gone through the many FAQs, run the calculator and examined the points charts supplied. Here’s the lowdown: […]