Welcome to the "Personal Finance" Category

Do You Bargain at the Big Box?

Did you know that you can successfully bargain with many different retailers, including those big box chains? But before I get going on how and when to pull it off, I would like to make a case for why you should not bargain with a retailer. I remember discussing these ideas with others at a […]

How Will You Spend Your $1765 Tax Refund?

It’s tax time. Call me a dork, but I love tax time. For some 17 million Canadians, tax time means a big tax refund. In fact, according to the Canadian government, that many tax returns last year resulted in a combined $30 billion of refunds. That’s $1765 on average. So are what you gonna spend […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]

Why and How to Check Your Credit Report for Free

It can be pretty scary how much information “they” know about you, but that you don’t know that they know; so why not level the playing field? I’m talking about checking your credit report. Or more specifically, your credit reports, plural. Did you know that there are two “credit bureaus” in Canada that track your […]

Lowdown on the PC Optimum Merger

You may have heard the news that PC Points and Shoppers Optimum are merging as of Feb 1, 2018. I’ve gone through the many FAQs, run the calculator and examined the points charts supplied. Here’s the lowdown: […]