How and Why to Calculate Your Savings Rate

In late October I had the opportunity speak about how early retirement is more achievable than you might think, provided you take appropriate actions and make wise financial choices. Specifically, on slide 28, I provided a simple example of how healthy spending and savings patterns can open up many life choices. You could stop work […]

You Can Retire Sooner Than You Think

The following is an approximate transcript of the talk I gave at the London ON FIRE meetup in London, Ontario on Oct 30, 2018: You Can Retire Sooner Than You Think. 1. Good evening everybody. It’s great to see so many of you out here tonight. My name is Chris Urbaniak, and I’ve been part […]

5 Keys to a Successful “You-Turn”

Last month we took a little detour from personal growth and finances to corporate growth and finances when I wrote about the 5 keys to a successful turnaround. What I have realized, though, is that those same principles also apply to our personal lives. This is particularly true if you are trying to lead a […]

Welcome to DeliberateChange.ca™!

Welcome! I’m so glad you’re here! Join me and follow along as I explore financial and lifestyle strategies on how to break free from the herd and live a deliberate and purposeful life…

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Chris

Update Jan 2019: I’m taking a hiatus from blogging while I gear up for another exciting year leading the Forest Edge Community Pool! Be sure to drop me a line or find me at one of the London ON FIRE meetups.