5 Keys to a Successful Turnaround

Some of you know that between my full-time job, my young family, and writing the occasional blog article, I started spending my “free time” this year as a volunteer running a local non-profit corporation known as Forest Edge Community Club. We own and operate the Forest Edge Community Pool, which is a fantastic outdoor swimming […]

How to Choose a Cell Phone Plan

My wife and I have been hanging on to our $6/mo* cellphone plans for many, many years. Until this week. We recently received notice that our cell phone provider was forcing us into a $10/mo plan, but one that didn’t align with our usage at all. *Ok, I lied. It’s actually only $5.75/mo, but plus […]

There’s Something to Be Said About Dividends

Some of you probably care immensely about dividends. Some of you probably don’t even know what dividends are (except for free money in Monopoly). And some of you are probably like me: you know the basics and the concepts, but could stand to learn a bunch more to really take advantage of them. Well, a […]

Raise Kids Without Spending a Fortune

Raising kids does not have to be a financial disaster. Why? Because kids aren’t expensive. Parents make them expensive. I’m not sure who coined that phrase. I’ve seen variations of it pop up all over the place. But one thing is absolutely certain: Raising kids costs more money than not raising kids. Simply put, there […]

A Tale of Fear, Reverse FOMO and Conquest

This is the first post I ever wrote, about a month before I fired up DeliberateChange.ca™ last November. It’s a little shorter than my usual posts, but nonetheless has some great insight, tips and references. So read on, share, and let me know what you think in the comments! – – I called in sick […]

What’s Your Plan, Anyway?

Last week I wrote a bit about figuring out what’s important to you and what you really want. Well, let’s put some meat on those bones as we kick off 2018. Today I’m asking you the question: What’s your plan to get there? I have had the wonderful opportunity to mentor and guide several young […]