Cars Archives • DeliberateChange.ca

You Can Retire Sooner Than You Think

October 31, 2018 by Chris Urbaniak 6 Comments

The following is an approximate transcript of the talk I gave at the London ON FIRE meetup in London, Ontario on Oct 30, 2018: You Can Retire Sooner Than You Think. 1. Good evening everybody. It’s great to see so many of you out here tonight. My name is Chris Urbaniak, and I’ve been part […]

Filed Under: Planning & Decision-Making Tagged With: Action, Agitate, Agitator, Cars, Change, Choice, Choices, Complainy-Pants, Consequence, Consumerism, Curling, Decision-Making, Decisions, Early Retirement, Ego, Encouragement, Error, Fail, Failure, Finances, Financial Independence, FIRE, Here to There, House Hack, Houses, Important, Income, Investment, Lifestyle, Mistake, Multiple Streams of Income, New Cars, Planning, Rafiki, Retirement, Risk, Risk Management, Trajectory, Used Cars, Volunteer, Waste

A Non-Cyclist’s Journey Into Cycling

July 12, 2018 by Chris Urbaniak Leave a Comment

It’s time for another installment in my Bike to Work Series. This week we’ll actually dive into the daily logs I kept when I first started cycling to work last summer. Remember, at the time I had decided to ride every single day regardless of the weather. I’ve softened that a bit, but it’s still […]

Filed Under: Bike to Work Series, Getting Around Tagged With: Accountability, Be Positive, Bike, Bike Excusitis Disease, Bike Gear, Bike Safety, Bike to School, Bike to Work, Biker, Biking, Cars, Challenge, Change, Choice, Clothing, Comfort Zone, Commitment, Commute, Commuting, Cycle, Cycling, Cyclist, Driving, Emotion, Emotional Intelligence, Encouragement, Excuses, Excusitis, Fear, Free, Freedom, Fullfilment, Gear, Happiness, Health, Safety, Weathe

Why I Started Biking to Work

May 31, 2018 by Chris Urbaniak 2 Comments

I have failed. Specifically, I failed at my goal of biking to work year-round and selling my car this spring. But you know what? I did bike to work for several months, saved some cash, got a bunch of free exercise, and reduced my carbon emissions. So yes, I failed to reach the moon, but […]

Filed Under: Bike to Work Series, Getting Around Tagged With: Bike Excusitis Disease, Bike to Work, Biking, Cars, Commute, Commuting, Complainy-Pants, Drive to School, Driving, Encouragement, Environment, Excuses, Excusitis, Health, Rocket Science, Safety, Weather

Raise Kids Without Spending a Fortune

February 15, 2018 by Chris Urbaniak 5 Comments

Raising kids does not have to be a financial disaster. Why? Because kids aren’t expensive. Parents make them expensive. I’m not sure who coined that phrase. I’ve seen variations of it pop up all over the place. But one thing is absolutely certain: Raising kids costs more money than not raising kids. Simply put, there […]

Filed Under: Home & Family Tagged With: Activities, Baby Gear, Baseball, Biking, Canada Child Benefit, Cars, Challenge, Childcare, Choice, Choices, Clothing, Comfort Zone, Community, Consumer Knowledge, Cost, Education, Freedom, Fullfilment, Groceries, Home Ownership, Money, Music, Needs and Wants, Planning, Recreation, Shopping, Skating, Soccer, Swimming, Trudeau Bucks, Used Cars

How Much Will My New Car Really Cost?

December 21, 2017 by Chris Urbaniak 11 Comments

A few weeks ago, I posted about how to make great decisions. I even gave plenty of examples. Part of the process was to get the data and crunch the numbers, but sometimes that’s harder than it looks! Today I’m going to provide step-by-step instructions specifically to figure out how much your new car will […]

Filed Under: Getting Around Tagged With: Analysis, Calculator, Cars, Choice, Choices, Consumer Knowledge, Cost, Cost of Ownership, Decision-Making, Decisions, Estimates, Free Downloads, How-To, New Cars, Process, Steps, Tools, Used Cars

New Downloads Available (Dec 21, 2017)

December 21, 2017 by Chris Urbaniak 1 Comment

Check out the latest content added to the Downloads page! Tools: Car Cost Calculator, v1.0.xlsx PDF for the following post: How Much Will My New Car Really Cost? Be sure to join the mailing list for free access.

Filed Under: Downloads Tagged With: Analysis, Calculator, Cars, Choice, Choices, Consumer Knowledge, Cost, Cost of Ownership, Decision-Making, Decisions, Estimates, Free Downloads, How-To, New Cars, Process, Steps, Tools, Used Cars