Taxes. Yawn. Right? Wrong. For many Canadians, taxes form the largest expense in their budget. And for many employee-Canadians (vs. self-employed Canadians), you’re going to pay close to whatever your company’s tax slip says you’re going to pay. And because tax is often withdrawn right from your paycheque, you might not even notice how much […]
How and Why to Calculate Your Savings Rate
November 15, 2018 by 5 Comments
In late October I had the opportunity speak about how early retirement is more achievable than you might think, provided you take appropriate actions and make wise financial choices. Specifically, on slide 28, I provided a simple example of how healthy spending and savings patterns can open up many life choices. You could stop work […]
How Will You Spend Your $1765 Tax Refund?
March 29, 2018 by 1 Comment
It’s tax time. Call me a dork, but I love tax time. For some 17 million Canadians, tax time means a big tax refund. In fact, according to the Canadian government, that many tax returns last year resulted in a combined $30 billion of refunds. That’s $1765 on average. So are what you gonna spend […]
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