Should I Buy or Rent a Water Heater?

A recent CBC article and a reader request have got me thinking about water heaters. Water heaters are just the kind of thing that you never seem to think about unless there’s a problem. And then it can range from an annoying First World Problem (no hot water) to a serious issue (lots of water […]

What’s With All the Garbage?

There is one particular routine that occurs around the Urbaniak household every 8 days, or so: The city sends us a reminder email around suppertime. My wife and I discuss it then promptly forget about it. At bedtime we say, “Oh shoot – don’t forget that email!” And then comes the mad scramble running through […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]

What’s Your Plan, Anyway?

Last week I wrote a bit about figuring out what’s important to you and what you really want. Well, let’s put some meat on those bones as we kick off 2018. Today I’m asking you the question: What’s your plan to get there? I have had the wonderful opportunity to mentor and guide several young […]

How Much Will My New Car Really Cost?

A few weeks ago, I posted about how to make great decisions. I even gave plenty of examples. Part of the process was to get the data and crunch the numbers, but sometimes that’s harder than it looks! Today I’m going to provide step-by-step instructions specifically to figure out how much your new car will […]

New Downloads Available (Dec 21, 2017)

Check out the latest content added to the Downloads page! Tools: Car Cost Calculator, v1.0.xlsx PDF for the following post: How Much Will My New Car Really Cost? Be sure to join the mailing list for free access.