I am a Hypocrite. Are You?

Everybody loves a hypocrite. Everybody also loves sarcasm. But perhaps more perceptively, everybody is a hypocrite, at least once in a while. Sometimes more often than not. And so, this week I admit that I, too, am a hypocrite. And it bothers me. So let’s journey together to break down why, as well as what […]

There’s Something to Be Said About Dividends

Some of you probably care immensely about dividends. Some of you probably don’t even know what dividends are (except for free money in Monopoly). And some of you are probably like me: you know the basics and the concepts, but could stand to learn a bunch more to really take advantage of them. Well, a […]

A Tribute to Future You

Death and destruction are everywhere. And it Sucks. With a capital S. But what will you do about that? Today’s post is unfortunately partly “inspired” by many recent tragedies. I am almost always one of the most energic, optimistic people in the room at any given time. However, as I work through the process of […]

A Tale of Fear, Reverse FOMO and Conquest

This is the first post I ever wrote, about a month before I fired up DeliberateChange.ca™ last November. It’s a little shorter than my usual posts, but nonetheless has some great insight, tips and references. So read on, share, and let me know what you think in the comments! – – I called in sick […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]

What Do You Really Want?

You can’t have it all. There. Some nice encouraging words for the last Thursday morning of the year. I want to do a great job at work; be able to take time off whenever I wish; have time, energy and money to do fun family activities, volunteer, own investment real estate and renovate my house. […]