My wife and I have been hanging on to our $6/mo* cellphone plans for many, many years. Until this week. We recently received notice that our cell phone provider was forcing us into a $10/mo plan, but one that didn’t align with our usage at all. *Ok, I lied. It’s actually only $5.75/mo, but plus […]
There’s Something to Be Said About Dividends
April 26, 2018 by Leave a Comment
Some of you probably care immensely about dividends. Some of you probably don’t even know what dividends are (except for free money in Monopoly). And some of you are probably like me: you know the basics and the concepts, but could stand to learn a bunch more to really take advantage of them. Well, a […]
Do You Bargain at the Big Box?
April 19, 2018 by Leave a Comment
Did you know that you can successfully bargain with many different retailers, including those big box chains? But before I get going on how and when to pull it off, I would like to make a case for why you should not bargain with a retailer. I remember discussing these ideas with others at a […]
Should I Buy or Rent a Water Heater?
April 5, 2018 by 5 Comments
A recent CBC article and a reader request have got me thinking about water heaters. Water heaters are just the kind of thing that you never seem to think about unless there’s a problem. And then it can range from an annoying First World Problem (no hot water) to a serious issue (lots of water […]
Raise Kids Without Spending a Fortune
February 15, 2018 by 5 Comments
Raising kids does not have to be a financial disaster. Why? Because kids aren’t expensive. Parents make them expensive. I’m not sure who coined that phrase. I’ve seen variations of it pop up all over the place. But one thing is absolutely certain: Raising kids costs more money than not raising kids. Simply put, there […]
How Much Will My New Car Really Cost?
December 21, 2017 by 11 Comments
A few weeks ago, I posted about how to make great decisions. I even gave plenty of examples. Part of the process was to get the data and crunch the numbers, but sometimes that’s harder than it looks! Today I’m going to provide step-by-step instructions specifically to figure out how much your new car will […]
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