Do You Bargain at the Big Box?

Did you know that you can successfully bargain with many different retailers, including those big box chains? But before I get going on how and when to pull it off, I would like to make a case for why you should not bargain with a retailer. I remember discussing these ideas with others at a […]

Should I Buy or Rent a Water Heater?

A recent CBC article and a reader request have got me thinking about water heaters. Water heaters are just the kind of thing that you never seem to think about unless there’s a problem. And then it can range from an annoying First World Problem (no hot water) to a serious issue (lots of water […]

Raise Kids Without Spending a Fortune

Raising kids does not have to be a financial disaster. Why? Because kids aren’t expensive. Parents make them expensive. I’m not sure who coined that phrase. I’ve seen variations of it pop up all over the place. But one thing is absolutely certain: Raising kids costs more money than not raising kids. Simply put, there […]

How Much Will My New Car Really Cost?

A few weeks ago, I posted about how to make great decisions. I even gave plenty of examples. Part of the process was to get the data and crunch the numbers, but sometimes that’s harder than it looks! Today I’m going to provide step-by-step instructions specifically to figure out how much your new car will […]

New Downloads Available (Dec 21, 2017)

Check out the latest content added to the Downloads page! Tools: Car Cost Calculator, v1.0.xlsx PDF for the following post: How Much Will My New Car Really Cost? Be sure to join the mailing list for free access.

Why and How to Check Your Credit Report for Free

It can be pretty scary how much information “they” know about you, but that you don’t know that they know; so why not level the playing field? I’m talking about checking your credit report. Or more specifically, your credit reports, plural. Did you know that there are two “credit bureaus” in Canada that track your […]