Let’s Celebrate! How Was Your Year?

I’m pretty sure that most bloggers each have their “anniversary post”, particularly after their first year of blogging. Well, today it’s my turn. And interestingly, it corresponds with the tail end of the calendar year. So why wait for New Year’s to reflect? Instead, let’s take a short journey back right now and celebrate our […]

You Can Retire Sooner Than You Think

The following is an approximate transcript of the talk I gave at the London ON FIRE meetup in London, Ontario on Oct 30, 2018: You Can Retire Sooner Than You Think. 1. Good evening everybody. It’s great to see so many of you out here tonight. My name is Chris Urbaniak, and I’ve been part […]

How to Choose a Cell Phone Plan

My wife and I have been hanging on to our $6/mo* cellphone plans for many, many years. Until this week. We recently received notice that our cell phone provider was forcing us into a $10/mo plan, but one that didn’t align with our usage at all. *Ok, I lied. It’s actually only $5.75/mo, but plus […]

A Non-Cyclist’s Journey Into Cycling

It’s time for another installment in my Bike to Work Series. This week we’ll actually dive into the daily logs I kept when I first started cycling to work last summer. Remember, at the time I had decided to ride every single day regardless of the weather. I’ve softened that a bit, but it’s still […]

Why the Rush? Add Margin to Your Life

Are you that guy zig-zagging through traffic, gunning it off the light in the hopes of making it across town a couple of minutes faster? (I’m ashamed to admit that that’s me sometimes.) Constantly checking emails on your phone even when you’re eating dinner with family or friends? (Definitely won some awards on that one.) […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]