Let’s Celebrate! How Was Your Year?

I’m pretty sure that most bloggers each have their “anniversary post”, particularly after their first year of blogging. Well, today it’s my turn. And interestingly, it corresponds with the tail end of the calendar year. So why wait for New Year’s to reflect? Instead, let’s take a short journey back right now and celebrate our […]

You Can Retire Sooner Than You Think

The following is an approximate transcript of the talk I gave at the London ON FIRE meetup in London, Ontario on Oct 30, 2018: You Can Retire Sooner Than You Think. 1. Good evening everybody. It’s great to see so many of you out here tonight. My name is Chris Urbaniak, and I’ve been part […]

What’s the Anchor Holding You Back?

I’m no naval expert, nor do I have any special knowledge about hanging stuff on walls. And I’m guessing you’re probably in the same boat. I’m also guessing that you know that the main purpose of an anchor is to hold something in place. This can be a good thing in the case of artwork […]

What Will You Do With Your Two Hours?

Does this sound familiar? You’re finally home from work. You’re absolutely exhausted from the daily grind. You’ve been sitting or standing all day. Customers, bosses, and coworkers have been very demanding. Rush hour traffic sucks. You’ve done your best to avoid the parking police while you raced into the school to pick up your kids […]

Why the Rush? Add Margin to Your Life

Are you that guy zig-zagging through traffic, gunning it off the light in the hopes of making it across town a couple of minutes faster? (I’m ashamed to admit that that’s me sometimes.) Constantly checking emails on your phone even when you’re eating dinner with family or friends? (Definitely won some awards on that one.) […]

Welcome to DeliberateChange.ca™!

Welcome! I’m so glad you’re here! Join me and follow along as I explore financial and lifestyle strategies on how to break free from the herd and live a deliberate and purposeful life…

Head over to the About page for some background info, check out the latest posts on the Home page, or browse everything under All Posts.

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See you around!
Chris

Update Jan 2019: I’m taking a hiatus from blogging while I gear up for another exciting year leading the Forest Edge Community Pool! Be sure to drop me a line or find me at one of the London ON FIRE meetups.