Raising kids does not have to be a financial disaster. Why? Because kids aren’t expensive. Parents make them expensive. I’m not sure who coined that phrase. I’ve seen variations of it pop up all over the place. But one thing is absolutely certain: Raising kids costs more money than not raising kids. Simply put, there […]
Why Are You Driving Your Kids to School?
February 8, 2018 by 4 Comments
Tell me: Why are you driving your kids to school? It’s too far. It’s cold outside. It’s raining. The path isn’t plowed. You need to get to work, stat. It’s too dangerous for them to walk. Baloney. When I was growing up, Mom often made bologna sandwiches. Yum. Well, not really. I think Dad must […]
Be the Agitator
February 1, 2018 by Leave a Comment
While walking across the parking lot after work recently, a colleague asked me how my day went. I don’t normally write about work specifically. It’s a dangerous line to cross. In fact, I have many, many interesting things to say that would probably get me into varying degrees of trouble, so I’ll keep my mouth […]
A Tale of Fear, Reverse FOMO and Conquest
January 25, 2018 by 2 Comments
This is the first post I ever wrote, about a month before I fired up DeliberateChange.ca™ last November. It’s a little shorter than my usual posts, but nonetheless has some great insight, tips and references. So read on, share, and let me know what you think in the comments! – – I called in sick […]
Why Not Reframe What Your Money is Worth?
January 18, 2018 by Leave a Comment
How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]
Laziness and Incompetence Bother Me – A Lot
January 11, 2018 by 8 Comments
Recently I’ve had several run-ins with laziness and incompetence, which could also be referred to as a lack of conscientiousness. And boy-oh-boy does it bother me! I’ve seen it at work, in my volunteer community, in dealing with contractors and with service providers. There seems to never be a day that goes by where I […]
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