A Tale of Fear, Reverse FOMO and Conquest

This is the first post I ever wrote, about a month before I fired up DeliberateChange.ca™ last November. It’s a little shorter than my usual posts, but nonetheless has some great insight, tips and references. So read on, share, and let me know what you think in the comments! – – I called in sick […]

Why Not Reframe What Your Money is Worth?

How much is a dollar worth? More specifically, how much is a dollar worth to you? This could quickly lead to a conversation about inflation and purchasing power, or to a comparison to other currencies, or to an even more philosophical discussion about value. But why not reframe the question and use “real” things to […]

Laziness and Incompetence Bother Me – A Lot

Recently I’ve had several run-ins with laziness and incompetence, which could also be referred to as a lack of conscientiousness. And boy-oh-boy does it bother me! I’ve seen it at work, in my volunteer community, in dealing with contractors and with service providers. There seems to never be a day that goes by where I […]

What’s Your Plan, Anyway?

Last week I wrote a bit about figuring out what’s important to you and what you really want. Well, let’s put some meat on those bones as we kick off 2018. Today I’m asking you the question: What’s your plan to get there? I have had the wonderful opportunity to mentor and guide several young […]

What Do You Really Want?

You can’t have it all. There. Some nice encouraging words for the last Thursday morning of the year. I want to do a great job at work; be able to take time off whenever I wish; have time, energy and money to do fun family activities, volunteer, own investment real estate and renovate my house. […]

Merry Christmas from Our Family to Yours!

Merry Christmas! As we all (hopefully?) relax and spend quality time with family and friends this week, I would like to encourage you to take some time for yourself to reflect on your life. Are you happy with where you are? Is the road ahead bright and sunny? Or is there sadness and uncertainty clouding […]